Avoid deputyship
Without an LPA, loved ones face a lengthy, expensive application to the Court of Protection just to be allowed to act for you.
Make sure someone you trust can make decisions on your behalf, no matter what happens.
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Our fully supported service makes LPAs as easy as 1, 2, 3…
We’ll take our time to establish the right LPA for you. You can speak to our consultants online, over the phone, or in person – the choice is yours.
Our team will prepare your documents to your exact wishes, and you’ll have the chance to review and sign everything before anything is submitted.
Your documents are then sent to the Office of the Public Guardian (OPG) for registration. This typically takes 3 to 6 weeks, and we’ll keep you updated throughout.
Your loved ones don’t automatically have the authority to act for you. Without a registered Lasting Power of Attorney, they may be unable to access your bank accounts or make decisions about your health.
Without an LPA, loved ones face a lengthy, expensive application to the Court of Protection just to be allowed to act for you.
Knowing your loved ones can pay your bills, manage your finances, and make decisions about your care brings real peace of mind, whatever the future holds.
An LPA puts you in control. You decide who acts for you, what powers they have, and you can cancel or limit it at any time.
An LPA doesn’t have to wait for a crisis. If you live abroad, for example, you can use one now to let someone manage your property or finances on your behalf.
Bills, mortgage payments, and financial commitments don’t stop if you lose capacity. An LPA means your finances keep running without interruption.
If you’re self-employed or run a business, an LPA means a trusted person can keep things running if you’re suddenly unable to.
Compare the two different types of LPA and decide which is right for you – you might even want both.
A Lasting Power of Attorney (LPA) is a legal document allowing you (the donor) to appoint one or more people you trust to make decisions or act on your behalf if you lose mental or physical capacity. The people you choose to appoint are known as attorneys and must always act in your best interests.
There are two types of Lasting Power of Attorney:
The application fee to register an LPA with the Office of the Public Guardian is £92 per document or £41 for repeat applications. There is no registration fee if you are receiving certain means-tested benefits. If you have an income of less than £12,000 a year before tax, the registration fee can be halved.
Lasting Powers of Attorney can take up to 20 weeks to register with the OPG, provided there are no mistakes. Around one in twenty applications is rejected due to minor errors, and resubmitting an application requires a £41 fee.
With our fully supported service, we take care of everything from start to finish.
You can technically appoint as many attorneys as you like in an LPA. However, it is generally impractical to have more than four. We recommend appointing at least two attorneys so that if one passes away or becomes unavailable, you do not need to create new documents.
You can nominate anyone you like when making your Lasting Power of Attorney as long as they are over 18. Most people choose family members or close friends, but you can also nominate professionals.
While you have mental capacity, your attorneys must follow your instructions, and they cannot override your decisions. You can also revoke your Lasting Power of Attorney at any time.
When you no longer have capacity, your attorneys are legally required to act in your best interests and involve you in decisions as much as possible. Additionally, you can specify which decisions they can and cannot make when setting up the LPA.
The choice is yours. You might want them to work together on major decisions, but let them operate independently on minor ones.
Enduring Powers of Attorney were replaced by Lasting Powers of Attorney in 2007 because they were open to abuse. If you have an EPA made before 1 October 2007, it will still be valid.
Updating to an LPA has several advantages and is far more secure.
To cancel an LPA, send the original document and a Deed of Revocation to the OPG. Full guidance is available on Gov.uk.
As early as possible. LPAs can take up to 20 weeks to register with the OPG and must be made whilst you have mental capacity.
We also advise considering LPAs when creating your Will.
We’re here to help you put the right plans in place for the future.
For support with Wills, Trusts, LPAs or Probate, leave us a message and we will get back to you as soon as possible.