E.L.M Legal Services Will Writing Service

Will Writing Services England & Wales

  • About
    • Our History
    • Meet Our Team
  • Service
    • The Perpetual Will Explained
    • Trust & Estate Management Services
    • Make A Will Online The Easy Way
    • Web-Cam Wills
    • Lasting Power of Attorney
    • Funeral Plans
    • Making A Will At Home
    • Family & Property Trusts
    • Probate & Estate Administration Services
    • Will Writing Services
  • Resources
  • Webcam Wills
    • FAQs
  • Estate Planning Seminars
  • News
  • Contact
  • Make a Free Enquiry
    Call us at: 0117 952 0698
Make a Free Enquiry

Call us at: 0117 952 0698

Service

At E.L.M our dedicated team of Will Writing and Estate Planning experts offer a range of services that are catered to you and your unique circumstances.

With years of experience, we can make every part of the process easy to understand, hassle-free and personalised for the needs of you and your loved ones.

  • The Perpetual Will Explained
  • Trust And Estate Management Services – The Estate Management Plan UK
  • Make A Will Online The Easy Way
  • Web-Cam Wills
  • Lasting Power of Attorney
  • Funeral Plans
  • Home Visit Will Writing Service – Making A Will At Home
  • Family & Property Trusts
  • Probate & Estate Administration Services
  • Will Writing Services

Make A Free, No Obligation Enquiry Now

To speak with one of our specialist Wills & Probate Lawyers, please call us now on 0117 952 0698 or Make A Free Will Enquiry and we will discuss your current circumstances with you and explain all available options available to you.

Make A Free Enquiry

All enquiries are completely without obligation and we guarantee not to share your data with third parties

 

 

The Perpetual Will Explained

The Perpetual Will service was designed by E.L.M (Legal Services)Ltd in order to provide our clients with the ultimate peace of mind.

The idea behind the Perpetual Will is to cover everything with regards to your Will whilst you are still alive and to provide your family with all of the necessary legal support through the Probate process.

Firstly, we offer all of our Perpetual Will clients safe and secure storage of their Last Will & Testament(s) and associated paperwork. Our fire proof facilities ensure that the original documents are kept in pristine condition until such a time as that they are required.

It is essential that your Will is kept in an immaculate condition when submitted for Probate in order to prevent the delays that can be caused due to any uncertainty that the Will has been tampered with.

The Perpetual Will Service ExplainedIn addition to our storage facility we also provide our Perpetual Will clients with an update service with no extra costs. This gives you the opportunity to keep your Will as up to date as possible without having to worry about the associated fees. As an out of date Will can be as disruptive as not having one at all, we have found that this service has been incredibly useful for all those who use it. The real value of the Perpetual Will is to be found when our probate and estate administration services are required.

In the case of the first death for a married couple the probate issues tend to be minimal. However any assets (not held jointly), over the £5000.00 limit set by the probate service will be frozen until a Grant of Probate is achieved. The main issues facing the surviving spouse tend to be related to the other formalities. Things such as dealing with property deeds, life assurance policies, the cancellation or the name transfer of bills and services and pension issues. Unfortunately, if these issues are not dealt with swiftly, they can cause emotional and financial distress on top of what is already the most difficult time in most people’s life.

To discover more about Perpetual Wills, please call us now on 0117 952 0698 or Make A Free Online Enquiry and we will discuss your current circumstances with you and explain all available options to you.

What Services Does A Perpetual Will Client Receive?

As a Perpetual Will client you can rest assured that you will be provided with the most comprehensive support during this time. Once we have been notified of the death we will act swiftly and compassionately in order to take away the worry caused by these issues.

For a standard first death service that usually requires a very simple Grant of Probate and the transfer of property and household bills, we charge our Perpetual Will clients just £500.00 at the point of those services being required. If there are any extra ordinary issues which require lengthy and considerable legal services they will be provided at a discounted rate, to a maximum rate of 1.5% of the deceased’s estate value.

On the second death of the married couple we provide their executors with the full range of estate administration services.

Valuation of the Estate:

At the beginning of an Administration of an Estate, an estimate of what the Estate is worth should be obtained, which includes an assessment of the extent of any liabilities in the Estate. This then allows for an application for Grant of Probate.

Applying for Probate:

The next stage is to submit all the papers from the above assessment, the Will and any Codicils to the Probate Court. At this point any inheritance tax due (excluding inheritance tax in any properties which can be delayed for a six month period) has to be paid to the Capital Taxes Office.

Collecting the Asset:

Once the Grant of Probate has been obtained, it will need to be registered with various companies who are holding assets, which will have been frozen up to this point. We can then collect all the readily available assets (unless the beneficiaries have specifically asked us not to) and, as far as possible, settle any outstanding liabilities and pay any cash gifts.

Dealing with Tax:

During the early stages of the Administration, we will need to collect the information required to complete the final income tax return and agree the tax position with the Inland Revenue.

Distributing Assets:

We will distribute the funds available, to beneficiaries, as soon as possible and allow for any claims that may be made against the Estate and any further tax claims. It may be prudent for the Executor(s) to keep adequate reserves to cover any further Administration expenses.

And Finally:

Once we have established all the assets and liabilities in the Estate and the income tax position is finalised, we will need to send a final account to the Capital Taxes Office, showing any amendments to the assets and liabilities previously declared. We will also need to settle any unpaid inheritance tax. When this is agreed, the Executor(s) will receive a formal letter of inheritance tax clearance. On completion of the Administration we will prepare a full statement detailing all the assets and payments made from the Estate. We will then send copies of this statement to the residuary beneficiaries together with any final payments. It’s never possible to say precisely how long the Administration of any particular Estate will take because it depends on the nature of the assets and the legal matters that arise, however if you have elected to purchase our Perpetual Will, you can rest assured that all of the above will be professionally taken care of when the time comes with a simple telephone call.

The cost required, for the above services, on second death to our Perpetual Will clients will not be more than 1.5% of the estate involved. If there are extra ordinary issues that arise, such as assets abroad or a contestation of the will, these services can be provided at a discounted rate.

Fees Associated With the Perpetual Will

In order to provide our clients with all of the services within the Perpetual Will at fixed and discounted rates we do levy a small retainer. The reasons we require some payment whilst our clients are still alive are several:

  1. To cover the storage and update facility. Some of our clients do require regular visits from our consultants in order for their Will to keep pace with the various changes of circumstance in their lives.
  2. In order for us to keep our first death service to a minimum cost of £500. This simply covers our expenses at the time. We are however a business that is required to make a profit. We think that is preferable for our clients to pay something whilst they are both still alive to keep costs as low as possible during a time when the future has just become uncertain.
  3. In our line of work, is it essential that we take an upfront fee for our Estate Administration Services. The nature of the work involved is very time and resource consuming and we need to be able to cover any potential costs for all potential eventualities. An upfront charge is the only way we can cover the risk(s) to the company in respect of undercharging for contracted works.

For example, if a client (without protective property trusts in place) decided to take advantage of equity release on their property or if they went into care, the property (usually the main asset of an estate), would be devalued. This would result in our team administering an estate (at the 1.5%) which is worth very little, resulting in a loss financially on our part as the works required for the administration would not be covered by the fees taken. This upfront charge associated with the Perpetual Will Service not only protects our interests (and ability to provide such services for our clients), but also guarantees the service to be of the best calibre possible with a fixed, low future fee guaranteed, whatever the future may bring.

Pricing Options

We offer a range of pricing options for our Perpetual Will Service, from monthly instalments to a one off fixed price.

Simply call us now on 0117 952 0698 or Make A Free Online Enquiry and we will discuss your current circumstances with you and explain all available options to you.

“We help you plan for tomorrow, today with complete peace of mind”

Make A Free Enquiry

All enquiries are completely without obligation and we guarantee not to share your data with third parties

 

 

Trust And Estate Management Services – The Estate Management Plan UK

The Estate Management Plan is designed to offer the ultimate in protection for your assets and your family.

At the core of the Estate Management Plan is our Barrister drafted Lifetime Discretionary Trust.

This type of Trust has been used in the UK for hundreds of years and is probably one of the most useful and versatile estate planning tools available.

For most people the main reason for setting up a Trust is because they want to make sure their loved ones receive maximum benefit from their assets
once they have passed on.

With our Estate Management Plan not only will you and your beneficiaries maximise the advantages of a Lifetime Discretionary Trust, but also be able to utilise our extensive financial and legal support, during your lifetime and on both first and second death.

To discover more about our Trusts & Estate Planning Services, simply call us now for a no obligation discussion about your needs now on 0117 952 0698 or Make A Free Will Enquiry and we will discuss your current circumstances with you and explain all available options available to you.

“Very pleased with the wills recommended to us, all our needs were covered.’
I would recommend them as the process was easy and all of our needs were covered and explained in a way we could understand.

Mrs Lowan

Our clients have been benefitting from our Trust drafting services for many years and these are some of the reasons why:

  • Any of your assets that are held within a Trust do not form part of your estate on death. This means that probate would not be required for those assets, and that both substantial amounts of time and money could be saved.When you think that most banks and solicitors can charge between 3% and 5% in legal fees to administer an estate a Lifetime Discretionary Trust becomes an attractive investment.Added to this is the fact that your Trustees would have immediate access to the assets within the Trust and can immediately set about selling any property and distributing finances without the delay and stress of waiting, usually months if not years, to obtain a Grant of Probate before doing so.
  • In the event that you lose mental capacity, the need to register a Lasting Power of Attorney to enable your chosen attorneys to manage your finances, can be avoided as the assets held in the Trust can be managed by the remaining Trustees.It is important to note that we still recommend that a Power of Attorney is put in place to deal with matters outside of the Trust.
  • The fact that a Trust cannot be contested, in the same way that a Will can, means that it is perfect for those with contentious family circumstances. The impact of a Will being contested can be enormous, not only in respect of timescales and finances, but also from a family relationship perspective.As the majority of the deceased assets will be held within the Trust, they will be protected from anyone who may want to claim against the estate thus ensuring more money for the people that you choose.
  • Care home fees can cost from between £2000- £5000 + per month and your local authority will be expecting you to contribute towards those fees.If your assets, including your property, total more than £23,000 then your local authority will expect you to contribute. This, unfortunately, usually means the sale of the family home.Provided that you transfer your assets into a Trust when there is no foreseeable need for care, then any assets placed into the Trust are likely to be exempt from assessment should care subsequently be required.
  • As the sole owner of a property, about to enter a new relationship or marriage, an Asset Protection Trust can be used as a sensible way to protect your property for existing children or other members of your family. Most people find it uncomfortable talking about Pre Nuptial Agreements with new partners and as such a Trust is something that can be set up, discreetly and prior to marriage or co-habitation.In the unfortunate case of the relationship ending in separation or divorce, assets held within the Trust should not be taken into account for divorce proceedings as there is no personal ownership of those assets. The assets would be owned by the Trust and controlled by the person who placed them within it and their chosen Trustees.

What’s included:

Our legal team will carefully draft two copies of your bespoke trust document. This document will set out the legal parameters of your Trust as per your instruction taken with one of our specialist Estate Planners.

If you have paid off your mortgage, and wish to transfer a property in its entirety to the Trust, we will prepare all of the relevant Land Registry documents for you to sign.

Our Conveyancer will then carry out the necessary work to complete the transfer on your behalf.

If there is still a mortgage or similar charge on the property, then we will draft a Deed of Equitable Assignment and notify the Land Registry that any equity held within the property after those charges have been paid, belongs to the Trust.

At a later date once the mortgage has been cleared we will then complete the transfer fully.

It is essential that your Trust Deed and Will are kept in immaculate condition, as such, once the documents have all been signed we will store the Trust Deed within our fire proof facilities along with any house Deeds, Wills and any other relevant documents.

In the case of the first death for a married couple the probate issues tend to be minimal. During your lifetime we will assist you to place the majority of your assets into the Trust. However any assets (not held jointly), over the £5000.00 limit set by the probate service and not placed within the Trust will be frozen until a Grant of Probate is achieved.

The main issues facing the surviving spouse tend to be related to the other formalities, such as dealing with life assurance policies, the cancellation or name transfer of bills and pension issues.

Unfortunately, if these issues are not dealt with swiftly, they can cause emotional and financial distress on top of what is already the most difficult time in most people’s life.

As an Estate Management Plan client you can rest assured that you will be provided with the most comprehensive support during this time.

Once we have been notified of the death we will act swiftly and compassionately in order to take away the worry caused by these issues.

For a standard first death service that usually requires a very simple Grant of Probate and the transfer of property and household bills, we charge our Estate Management Plan clients just £500.00 (index linked) at the point of those services being required.

On the second death of the married couple we provide their Executors and Trustees with the full range of estate administration services. These include, valuation of all assets, dissolving the Trust or the required paperwork for your Trustees to take it over and financial and legal support as to the distribution of the assets within the Trust.

If there are assets still held outside of the Trust, and a Grant of Probate is required, then we would provide this service to your executors for a discounted maximum of 1.5% of those assets should they require it.

If there are extra ordinary issues that arise, such as assets abroad or a contestation of the Will, these services can also be provided at a discounted rate.

E.L.M Legal services were very helpful when it come to placing my financial assets and property in Trust for my children. A friendly and
helpful service. I would definitely recommend their services.

Mrs A, Bristol

To discover more about our Trusts & Estate Planning Services, simply call us now for a no obligation discussion about your needs now on 0117 952 0698 or Make A Free Will Enquiry and we will discuss your current circumstances with you and explain all available options available to you.

“Very pleased with the wills recommended to us, all our needs were covered.’
I would recommend them as the process was easy and all of our needs were covered and explained in a way we could understand.

Mrs Lowan

Make A Will Online The Easy Way

Jim Emsley, Founder Of Emsley Legal Services

Make a Will from the comfort of your own home with a leading UK Will Writing Company

Jim Emsley, Founder Of Emsley Legal Services

If you don’t currently have a will, or you need to update one, how can you guarantee that what you leave behind will be inherited by those you want it to be?

How can you do this as quickly and easily as possible from the comfort of your own home?

I am Jim Emsley and I formed Elm Legal Services in 2000. Since then, ELM Legal Services has helped over 30,000 people to complete their Wills, leaving them safe in the knowledge that their family’s interests have been properly protected.

For a completely stress free, simple and cost-effective way to obtain a professionally drafted Will, get in touch with us today and let us explain all of the different ways that we can prepare your Will for you.

Simply call us now on 0117 952 0698 or Make A Free Will Enquiry and we will discuss your current circumstances with you and explain all available options available to you. There is no charge for this call and you are under no obligation to go ahead and make a Will, but at least you will know what is available for you.

Very pleased with the wills recommended to us, all our needs were covered.

I would recommend them as the process was easy and all of our needs were covered and explained in a way we could understand.

Mrs Lowan

Or Download Our Free Guide To Making A Will

Who are Web Cam Wills / Elm Legal Services?

Our team of expertly trained Will writers are available now to guide you through the process.

We can help you:

  1. Protect your family and possessions through your will
  2. Protect your property via your Will
  3. Consider tax implications and Trusts
  4. Set up a Lasting Power of Attorney
  5. Register your Executor for Grant of Probate

It all starts with a free, no obligation chat with one of our Will specialists

Simply either call us on 0117 952 0698 or complete a Free Online Enquiry and we will explain how the process works. You can then decide if you would like us to help you or not; it is completely up to you.

Why make a Will?

Why You Should Make A WillThere are several reasons why most people have not made a Will.

Many people assume that upon their death all their worldly goods will go to their wife or husband, yet this is very often not the
case.

Even if people do realise, some find it difficult to decide on issues of guardian or executorship, while others fear that they are tempting fate.

Yet none of these reasons are really sufficient, especially considering the potential pitfalls that can be left to your nearest and dearest should the worst happen.

So here are just some of the reasons why it is worth taking the time to prepare your Will.

The law of intestacy means that if you die without making a Will, someone else will decide how to distribute your assets and in
some cases they could go to the state. The family structure is more complex than ever. Issues of inheritance, guardianship and
long-term care may well need specialist advice.

Writing your Will or updating your Existing Will

Writing a Will makes sure your assets pass to your loved ones after your death. When you write a Will you must appoint one or more executors to handle your affairs when you die. Administering an estate can often be simple and straightforward, therefore this is normally a job for your adult children, relatives or a friend, preferably someone you trust to administer your estate according to
your wishes. Your executor can also be a beneficiary.

Lasting Power Of Attorney (Property & Affairs) LPA’s

An LPA Property & Affairs allows you to nominate the person(s) you trust to handle your financial affairs in the event of your physical or mental incapacity, due to ill health or an accident.

Anyone can become unable to manage his or her own affairs, at any time. Should such an event occur, either through accident, severe ill health or paralysis due to a stroke etc., it would make life very difficult for a family member because no-one else has the authority to deal with your financial affairs such as bank accounts or property.

Lasting Power Of Attorney (Health & Welfare)

An LPA Personal Welfare allows you to nominate the person(s) you trust to make decisions about your personal welfare and medical treatment in the event of your physical or mental incapacity, due to ill health or an accident.

This person may make any decision that you could make about your personal welfare e.g. where you live and with whom, deciding what you wear, what you eat and how you spend your day. The LPA informs the doctors who you have entrusted with decisions regarding medical care in the final days of your life.

Discretionary Trust

The Discretionary Trust is one of the more complex of trust clauses used within Wills today, the content of which can be varied to suit a number of situations. Sometimes a Discretionary Trust is used to protect assets for a disabled beneficiary or if assets other than property need to be protected from creditors or remarriage.

Secure Document Storage

Having taken the vital step of protecting your estate, your most important documents must be protected and kept up to date. Many people have lost or accidentally damaged their Wills rendering them invalid.

Our valuable on going Secure Document Storage protects your documents and we provide you with copies. We write to your executors informing them of where your Will is and we are then on hand to help guide them.

Property Protection Trust

The Property Protection Trust is an intricate trust clause within your Will, which ensures that after you die your half of the house is held in trust to be used by a surviving spouse or partner, for the rest of their lifetime. They never actually own your half of the property and neither can they be forced out, but you do have the peace of mind knowing that whomever you leave your property to, they will actually receive it whatever happens to your spouse or partner. It enables you to ensure that your children are not disinherited
after your death, for example if your spouse remarries or the property is vulnerable to third party creditors, in the event of old age or illness. If you own your house as joint tenants, as most people do, it would be necessary to complete a severance of tenancy.

Estate Management Plan

The Estate Management Plan is the most effective way to protect your home from third party creditors and reduce probate fees. Once set up the trust can give you the assurance that whatever circumstances life throws at you, your assets can be passed on intact, whether you are married, single, divorced or widowed. It is important that this type of planning is done early, and well before there is any foreseeable need for protection. The benefit to you of the Estate Management Plan is that as trustees you
have control and peace of mind. The purpose of the trust is to attempt to deal with these problems by ring-fencing assets such as the family home for the benefit of yourself, children and grandchildren and other beneficiaries. In addition, if you lost capacity the trustees can administer the trust for your benefit and protection.

Funeral Pre-Payment Plan

We all face the ultimate statistic: 100% of us will die eventually. Some people like to ensure all their affairs are in order before, and that includes pre-paying for their funeral.

It’s not morbid, it’s to do with independence and responsibility, leaving everything in order. Our Funeral Plan gives you peace of mind knowing your family will be spared the financial and emotional burden at a very difficult time.

“We help you plan for tomorrow, today with complete peace of mind

Please do not delay making the most important legal document that you will ever create.

Call us now on 0117 952 0698 or Make A Free Will Enquiry and we will discuss your current circumstances with you and explain all available options available to you.

Make A Free Enquiry

All enquiries are completely without obligation and we guarantee not to share your data with third parties

Web-Cam Wills

Web-Cam Wills

Web-Cam Wills is our latest service, available now to guide you through the estate planning process using the latest technology to host an online meeting.

Web Cam Wills | Make A Will Using Zoom From Home | UK Will Writing Whether you are looking to write your own wills, write a pair of mirrored wills or review your current estate planning circumstances our team of expertly trained Will writers are on hand to help.

E.L.M. Legal Services now offers all our expertise without the need for a home visit. Simply book your FREE Meet & Greet to discuss your current circumstances. We will talk you through how we can help and organise a convenient time to arrange a full consultation.

For more information about our Web-Cam Wills services, CLICK HERE to watch our short video.

Make A Free, No Obligation Enquiry Now

To speak with one of our specialist Wills & Probate Lawyers, please call us now on 0117 952 0698 or Make A Free Will Enquiry and we will discuss your current circumstances with you and explain all available options available to you.

Make A Free Enquiry

All enquiries are completely without obligation and we guarantee not to share your data with third parties

 

 

Next Page »

Get In Touch

Why Pick Us?

  • We are a specialist Wills, Probate & Trusts company. This is all that we do, ensuring that you receive a first class service.
  • We were established in 2000.
  • Since that time we have helped over 30,000 people to complete their Wills.

Read More >>

What Our Clients Say

"Preparing to make a will is essential, but a very hard thing to do as no one wants to think about losing a family member. The man we spoke to was very understanding about the difficulty I was having in trying to plan for something I seriously never wanted to face. He took us through every step with explanations and choices and was very friendly and caring. I would recommend E.L.M to anyone who needs a caring, helping hand to make the hard
decisions."

Mr Nash

Read More >>

"I have already recommended you to my neighbours who will contact you when they are ready to make their wills in the near future."

Mrs Bate

Read More >>

"The appointment was made quickly. The business was carried out competently and efficiently with great clarity and a good understanding of the situation that had arisen.

There again was excellent service from ELM. I could not fault it in any way. Have already recommended ELM to several people.

Thank you ELM for your friendliness and consideration. Much appreciated."

Mrs Wiffin

Read More >>

"Fantastic service all round, from the very first meeting of your consultant through to checking I have signed correctly at the end including an amendment that needed to be made. Furthermore, i believe your service represents excellent value for money. I have already recommended your service to several friends."

Mrs Fuller

Read More >>

"Very impressed with the no nonsense approach. All questions were answered in a understandable format. Was made to feel that all questions were relevant. Particularly liked the fact that no pressure was brought to purchase add on services."

Mr Fox

Read More >>

"I received my will within a week of being seen and am extremely happy with the service."

Mrs Dower

Read More >>

"Great service. Advisor helpful and friendly. Everything connected to the process was excellent."

Mr Coulson

Read More >>

"We did original wills several years ago & recently had reason to make amendments. Did not know what standard of service we would receive but we were thrilled so have full confidence in our choose of legal management. Thanks so much."

Mrs & Mr Goldie

Read More >>

"Really appreciated the time spent Glen Coley with us to clarify our needs, listened and understood very pleasant man."

Mr Barratt

Read More >>

"VERY HAPPY WITH SERVICE RECEIVED, WOULD RECOMMEND"

Mr Haylett

Read More >>

"Great service - should have done our wills years ago"

Mrs Bailey

Read More >>

"Anthony Marshall was very efficient and arrived on time, questions were answered in a professional manner, and care was taken to make sure we understood everything."

Mr Gregor

Read More >>

"The rep that attended my house was very good, patient and easy to talk to."

Mrs Rendells

Read More >>

"I am very satisfied with the service I have received from ELM."

Mr Westlake

Read More >>

"Always helpful and documents returned quickly."

Mr Davies

Read More >>

"The gentleman who came out to us was lovely and although he explained all the optional extra's to us he didn't push us to get them. Very impressed."

Mr Steer

Read More >>

"Very happy in regards to the service and advice received."

Mr Beamish

Read More >>

"Very pleased with the whole service we have received... very quick and efficient."

Mr Stokes

Read More >>

"We were very pleased with the service we received!"

Mr & Mrs Andrews

Read More >>

"The consultation with Richard was relaxing with no pressure salesmanship. Thank you"

Mr Forgham

Read More >>

"Many thanks for your excellent and friendly service, you made everything so easy to do. We will be recommending you to our friends."

Chris & Lynda Chick

Read More >>

Download Our Free Guide To Making A Will

Don't just take our word for it...

Protect your loved ones today

Don’t hesitate

Get in touch

Please feel free to email using the contact form or call us.

For out of hours, complete the contact form and we will get in touch with you shortly.

We are a national provider of legal services and can offer home visits across most of England & Wales.

☎ Phone:

0117 952 0698

✉ Email:

info@elm-online.co.uk

🖈 Address:

E.L.M Legal Services Ltd, Gas Lane, Bristol BS2 0QL.

© 2021 E.L.M Legal Services | Site Map | Privacy Policy | Terms & Conditions